finhub.ai Pay

Make it radically easy for businesses to move money

Remove friction in the payments experience by automating multi-party payouts with rule-based splits, groups, schedules, and real-time controls.

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Pay
Orchestrate any payment: pay-in, pay-out, collect, in any currency, for domestic and cross-border
Pay Visual

finhub.ai in Action

Real stories of how finhub.ai Pay streamlines payments orchestration, accelerates settlements, and speeds up processing.

How finhub.ai Enabled a Global Bank to Launch Payouts at Scale

Global bank operating in 50+ countries needed to scale escrow and payouts business efficiently while improving time to market, supporting versatile payment structures, and managing risk with robust controls.

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How finhub.ai enabled a global bank
Solution Diagram
Solution

finhub.ai Pay automated payment processing, implemented intelligent routing, and provided real-time monitoring. The solution reduced manual intervention by 80% and improved transaction accuracy.

Result Metrics
Result

10x increase in payment processing capacity, 75% reduction in processing time, 60% cost savings, and 99.9% transaction accuracy while maintaining full compliance.

Faster, Transparent, and Scalable Payouts

finhub.ai automates complex payout workflows to accelerate settlements, reduce operational overhead, and improve transparency. With real-time visibility, rule-based splits, multi-currency support, and on-behalf-of payouts, organizations can launch new money flows faster while delivering a seamless experience to corporates, merchants, and partners.

Faster Settlements
Faster Settlements
Accelerate complex payout cycles across partners and banks.
Complete Payment
Complete Payment Visibility
Real-time tracking across splits, currencies, and payouts.
Lower Operational
Lower Operational Effort
Reduce manual effort and operational overhead significantly

finhub.ai Pay Use Cases

Marketplace
Payouts

Automate money movement between e-commerce platforms, aggregators, merchants, logistics partners, and payment gateways.

Flexible
Funding

Build customizable payouts with merchants, ISVs, and partners, including multi-way splits by percentage, fixed amount, or formula.

Revenue Share &
Commission Settlements

Automate complex revenue-sharing models across distributors, agents, affiliates, and channel partners with transparent calculations and audit trails.

Milestone-Based
Project Payments

Release funds based on verified delivery milestones for large projects, infrastructure builds, and services contracts using escrow-backed controls.

Vendor &
Supplier Disbursements

Streamline high-volume payouts to vendors, contractors, and suppliers with approval workflows, reconciliation, and compliance tracking.

Subscription &
Usage-Based Settlements

Distribute recurring or usage-based revenues across platforms, ISVs, and ecosystem partners with automated calculations.

Claims, Refunds &
Adjustments

Automate refunds, chargebacks, and claims payouts with rule-based eligibility and settlement logic.

Regulatory-Driven
Disbursements

Handle payouts that require strict regulatory oversight (grants, subsidies, insurance settlements) with reporting and audit readiness.

PPI & PA
Payouts

Set up regulated PPI and PA escrow accounts with milestone-based or cross-border settlement rules while staying compliant and maintaining full audit traceability.

Cross-Border &
FX-Aware Payouts

Support international payouts with currency conversion, local settlement rules, and compliance checks across jurisdictions.

Trust, Custodial &
Escrow Management

Manage regulated trust or custodial accounts with conditional releases, multi-party approvals, and full traceability.

Treasury &
Liquidity Optimization

Optimize cash flow by orchestrating funding sources, prefunding, and settlement timing across multiple accounts.

finhub.ai Pay Features

Multi-Party & Multi-Currency Support
Multi-Party & Multi-Currency Support
Enable complex payout structures across geographies with full currency and compliance adaptability.
Intelligent Risk Management
Intelligent Risk Management
Configure any business rule or workflow to elevate scrutiny, annotate documents and deal with risks and KYC, KYB and KYT.
AI-Powered Splits & Routing
AI-Powered Splits & Routing
Split any payment into relevant tranches, and route faster-vs-cheaper via local and global payment rails.
Notifications & Alerts
Notifications & Alerts
Stay informed with real-time alerts for status updates, exceptions, and approvals.

Make Every Payout Effortless

Share your current workflows or challenges and our team will walk you through how finhub.ai can improve your financial operations.